what is Liability coverage insurance



Liability coverage is a type of insurance that helps protect an individual or business from financial loss resulting from claims or lawsuits brought against them. It is designed to cover damages or injuries that the insured party may be held responsible for, such as those resulting from car accidents, property damage, or personal injury.

There are several types of liability coverage, including:

  1. Personal liability coverage: This covers personal injuries or property damage caused by the insured individual.
  2. Professional liability coverage: This covers errors or omissions made by professionals, such as doctors or lawyers, while performing their duties.
  3. Product liability coverage: This covers injuries or damages caused by a product that the insured party has manufactured or sold.
  4. General liability coverage: This covers a wide range of risks, including personal injury, property damage, and advertising injury.
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Liability coverage is usually included as part of a larger insurance policy, such as a homeowner’s or business insurance policy. It is important to understand the limits of your liability coverage and to consider purchasing additional coverage if necessary to protect your assets.


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