Auto insurance is a type of insurance that covers damages or injuries resulting from a car accident. It can also provide liability coverage if you are found to be at fault in an accident.
Auto insurance policies typically include several types of coverage, including:
- Liability coverage: covers damages or injuries that you cause to another person or their property in an accident
- Collision coverage: covers damages to your own vehicle in an accident
- Comprehensive coverage: covers damages to your vehicle from non-collision events, such as theft, fire, or natural disasters
- Medical payments coverage: covers medical expenses for you and your passengers in an accident
- Personal injury protection: covers medical expenses and lost wages for you and your passengers in an accident.
- Auto insurance is required by law in most states, and the minimum amount of coverage required can vary by state. It is important to carefully consider the type and amount of coverage you need, as well as your budget, when purchasing auto insurance.