Personal injury protection (PIP) is a type of auto insurance that helps cover the cost of medical expenses, lost wages, and other expenses resulting from a car accident. It is also known as no-fault insurance because it covers these expenses regardless of who was at fault for the accident.
PIP coverage typically pays for things like hospital and ambulance bills, as well as other medical expenses related to the accident. It may also cover things like lost wages if you are unable to work due to your injuries, and it may cover expenses like child care or transportation if you are unable to perform your usual tasks due to your injuries.
PIP coverage is typically optional and can be added to your auto insurance policy if you want this type of protection. It is typically limited to a set amount, and it may not cover all of your expenses related to the accident. It is important to understand the limits of your PIP coverage and to consider purchasing additional coverage if necessary to protect yourself and your passengers. In some cases, your health insurance or medical payments coverage may provide similar coverage. It is important to carefully review all of your insurance policies to understand what is and is not covered.