Medical payments coverage is a type of auto insurance that helps cover the cost of medical expenses for you and your passengers if you are injured in a car accident. This type of coverage is typically optional, meaning that you can choose to purchase it as part of your auto insurance policy if you want to be covered for medical expenses resulting from a car accident.
Medical payments coverage typically pays for things like hospital and ambulance bills, as well as other medical expenses related to the accident. It may also cover things like funeral expenses if someone is killed in the accident.
Medical payments coverage is typically limited to a set amount, and it may not cover all of your medical expenses. It is important to understand the limits of your medical payments coverage and to consider purchasing additional coverage if necessary to protect yourself and your passengers. In some cases, your health insurance or personal injury protection (PIP) coverage may provide similar coverage. It is important to carefully review all of your insurance policies to understand what is and is not covered.